Understanding Disability in Chaffee County
Chaffee County in Colorado has a disability rate of 11.4%, which is 1.6 percentage points below the national average of 13.0%. Out of the county's total population of 18,471, 2,106 people report at least one disability.
The most common disability type in Chaffee County is hearing difficulty, affecting 927 residents (5.0% of the population).
The median household income is $70,909, below the national median of $78,538. The poverty rate is 7.1%, below the national average of 8.7%.
Types of Disabilities in Chaffee County
Hearing difficulty is the most prevalent disability type in Chaffee County, affecting 927 residents (5.0% of the population). People may report more than one disability type.
| Disability Type | Population | % of Total Pop. |
|---|---|---|
| Hearing difficulty | 927 | 5.0% |
| Vision difficulty | 439 | 2.4% |
| Cognitive difficulty | 462 | 2.6% |
| Ambulatory difficulty | 840 | 4.7% |
| Self-care difficulty | 271 | 1.5% |
| Independent living difficulty | 512 | 3.3% |
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- Average wait time: 259 days
- Initial approval rate: 37%
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Disability by Age Group
In Chaffee County, 27.8% of residents age 75 and over report a disability, compared to 7.3% among those under 5.
| Age Group | With Disability | Disability Rate |
|---|---|---|
| Under 5 | 153 | 7.3% |
| 5 to 17 | 92 | 3.1% |
| 18 to 64 | 816 | 10.9% |
| 65 to 74 | 539 | 16.7% |
| 75 and over | 506 | 27.8% |
Disability by Sex
| Sex | With Disability | Rate |
|---|---|---|
| Male | 1,190 | 13.2% |
| Female | 916 | 9.7% |
Males in Chaffee County have a higher disability rate (13.2%) compared to females (9.7%).
Disability by Race & Ethnicity
Disability rates vary across racial and ethnic groups in Chaffee County.
| Race / Ethnicity | With Disability | Rate |
|---|---|---|
| White | 1,816 | 10.8% |
| Black or African American | 0 | N/A |
| Asian | 19 | 12.9% |
| Hispanic or Latino | 152 | 10.8% |
Income & Poverty in Chaffee County
The median household income in Chaffee County is $70,909, below the national median of $78,538. The poverty rate is 7.1%, below the national average of 8.7%. The unemployment rate stands at 2.9%. For people with disabilities, economic challenges are often amplified.
SSDI in Colorado
Chaffee County residents apply for SSDI through the Colorado Disability Determination Services. Here are the current approval rates and processing times.
| Stage | Colorado Rate | National Avg. |
|---|---|---|
| Initial Application | 37% | 38% |
| Reconsideration | 11% | ~14% |
| Hearing (ALJ) | 47% | 56% |
| Average Wait (Initial) | 259 days | 227 days |
How to Apply for SSDI in Chaffee County
Step 1: Check Your Eligibility
To qualify for SSDI, you must have earned enough work credits and have a medical condition preventing substantial gainful activity. In 2024, SGA is defined as earning more than $1,550/month.
Step 2: Gather Medical Evidence
Strong medical documentation is critical. In Colorado, where only 37% of initial claims are approved, thorough evidence makes the difference.
Step 3: Submit Your Application
Apply online at ssa.gov, by phone at 1-800-772-1213, or at your local Social Security office. The average processing time in Colorado is 259 days.
Step 4: If Denied, Appeal Promptly
With a 63% denial rate in Colorado, many applicants will need to appeal. You have 60 days to request reconsideration. At the hearing level, 47% of cases are approved.
Frequently Asked Questions
What is the disability rate in Chaffee County?
According to the 2023 American Community Survey, 11.4% of the civilian noninstitutionalized population in Chaffee County has at least one disability, totaling 2,106 residents. This is below the national average of 13.0%.
What is the SSDI approval rate for Chaffee County residents?
Chaffee County residents apply through Colorado's Disability Determination Services. The initial approval rate is approximately 37%, with a hearing-level approval rate of 47%. Average processing takes 259 days.
How long does it take to get SSDI in Colorado?
The average processing time for initial SSDI applications in Colorado is 259 days, longer than the national average of 227 days.
What should I do if my SSDI claim was denied in Chaffee County?
If denied, you have 60 days to file an appeal. In Colorado, 47% of cases are approved at the hearing level. Working with a disability lawyer significantly improves your chances.
What is the median income in Chaffee County?
The median household income in Chaffee County is $70,909, below the national median of $78,538.
Cities & Towns in Chaffee County
Explore disability data for individual cities and towns within Chaffee County.
Check If You Qualify for Disability Benefits
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Sources & Methodology
All data for Chaffee County is compiled from official government sources.
- U.S. Census Bureau - American Community Survey 5-Year Estimates, Table S1810 (Disability Characteristics), 2023
- U.S. Census Bureau - American Community Survey 5-Year Estimates, Table DP03 (Selected Economic Characteristics), 2023
- Social Security Administration - SSI Recipients by State and County, 2024
- Social Security Administration - SSDI approval and processing data, Fiscal Year 2024