Total Population
18,120
Civilian noninst.
Disability Rate
16.6%
County: 14.9%
Median Income
$78,921
Household
Poverty Rate
5.3%
All residents

Could You Qualify for Disability Benefits in Panama City Beach?

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Types of Disabilities in Panama City Beach

Ambulatory difficulty is the most prevalent disability type in Panama City Beach, affecting 1,498 residents (8.6% of the population). People may report more than one disability type.

Disability Type Details - Panama City Beach, FL (ACS 2023)
Disability TypePopulation% of Total Pop.
Hearing difficulty 696 3.8%
Vision difficulty 342 1.9%
Cognitive difficulty 1,465 8.4%
Ambulatory difficulty 1,498 8.6%
Self-care difficulty 594 3.4%
Independent living difficulty 849 5.7%

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  • Average wait time: 343 days
  • Initial approval rate: 40%

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Disability by Age Group

In Panama City Beach, 48.3% of residents age 75 and over report a disability, compared to 12.4% among those under 5.

Disability Rate by Age Group - Panama City Beach, FL (ACS 2023)
Age GroupWith DisabilityDisability Rate
Under 530512.4%
5 to 1760216.6%
18 to 641,07313.2%
65 to 7442621.0%
75 and over60048.3%

Disability by Sex

Disability by Sex - Panama City Beach, FL (ACS 2023)
SexWith DisabilityRate
Male1,38215.6%
Female1,62417.5%

Women in Panama City Beach have a higher disability rate (17.5%) compared to men (15.6%).

Disability by Race & Ethnicity

Disability by Race/Ethnicity - Panama City Beach, FL (ACS 2023)
Race / EthnicityWith DisabilityRate
White2,43016.7%
Black or African American24920.1%
Asian10427.7%
Hispanic or Latino915.9%

Note: Small sample sizes may produce volatile estimates. These are ACS 5-year estimates with margins of error.

Income & Poverty

Panama City Beach's median household income of $78,921 is above the county median ($75,792) and above the national median ($78,538). The poverty rate is 5.3%, below the national average of 8.7%.

Social Security Benefits in Panama City Beach

Panama City Beach residents in Manatee County apply for SSDI through Florida's Disability Determination Services.

SSDI Metrics - Florida
MetricValue
Initial approval rate40%
Hearing approval rate56%
Average wait time (initial)343 days

With an initial approval rate of 40% in Florida and an average wait of 343 days, a lot of people do better when they have a disability lawyer on their side. Check out our Florida disability overview for more details.

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How to Apply for SSDI in Panama City Beach

If you live in Panama City Beach and believe you qualify for Social Security Disability benefits:

Online

Apply at ssa.gov/applyfordisability - available 24/7.

By Phone

Call the SSA at 1-800-772-1213 (TTY: 1-800-325-0778), Monday-Friday, 8 AM-7 PM.

In Person

Visit your local Social Security office. Find the nearest at secure.ssa.gov/ICON.

If you think you might qualify for benefits, working with a disability advocate can really help your chances.

Frequently Asked Questions

How many people in Panama City Beach have a disability?

Based on 2023 Census data, 3,006 residents of Panama City Beach, Florida have at least one disability, representing 16.6% of the population of 18,120.

What is the most common disability type in Panama City Beach?

The most common type is ambulatory difficulty, affecting 1,498 residents (8.6%).

What is the SSDI approval rate in Florida?

The initial SSDI approval rate in Florida is approximately 40%. The hearing-level approval rate averages 56%. Average processing time is 343 days.

How do I apply for SSDI in Panama City Beach?

You can apply online at ssa.gov, by calling 1-800-772-1213, or at your local Social Security office. Many applicants benefit from working with a disability lawyer.

What is the median income in Panama City Beach?

The median household income in Panama City Beach is $78,921.

Nearby Cities - Disability Data

Explore disability statistics for other cities in Manatee County.

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Sources & Methodology

All data for Panama City Beach is compiled from official government sources.

  • U.S. Census Bureau - American Community Survey 5-Year Estimates, Table S1810 (Disability Characteristics), 2023
  • U.S. Census Bureau - American Community Survey 5-Year Estimates, Table DP03 (Selected Economic Characteristics), 2023
  • Social Security Administration - SSI Recipients by State and County, 2024
  • Social Security Administration - SSDI approval and processing data, Fiscal Year 2024

Nearest Social Security Office

Social Security Administration - Panama City Fl

3215 Hwy 77, Panama City, FL 32405

(866) 348-5833

Mon-Fri: 9:00 AM - 4:00 PM

Approximately 12.7 miles from Panama City Beach