Types of Disabilities in Cold Spring
Ambulatory difficulty is the most prevalent disability type in Cold Spring, affecting 578 residents (9.7% of the population). People may report more than one disability type.
| Disability Type | Population | % of Total Pop. |
|---|---|---|
| Hearing difficulty | 274 | 4.4% |
| Vision difficulty | 177 | 2.8% |
| Cognitive difficulty | 238 | 4.0% |
| Ambulatory difficulty | 578 | 9.7% |
| Self-care difficulty | 153 | 2.6% |
| Independent living difficulty | 193 | 3.7% |
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- Average wait time: 132 days
- Initial approval rate: 34%
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Disability by Age Group
In Cold Spring, 41.8% of residents age 75 and over report a disability, compared to 1.7% among those under 5.
| Age Group | With Disability | Disability Rate |
|---|---|---|
| Under 5 | 12 | 1.7% |
| 5 to 17 | 67 | 6.4% |
| 18 to 64 | 388 | 15.8% |
| 65 to 74 | 219 | 17.9% |
| 75 and over | 228 | 41.8% |
Disability by Sex
| Sex | With Disability | Rate |
|---|---|---|
| Male | 440 | 16.3% |
| Female | 474 | 13.4% |
Men in Cold Spring have a higher disability rate (16.3%) compared to women (13.4%).
Disability by Race & Ethnicity
| Race / Ethnicity | With Disability | Rate |
|---|---|---|
| White | 867 | 14.8% |
| Black or African American | 21 | 13.6% |
| Asian | 0 | 0.0% |
| Hispanic or Latino | 0 | 0.0% |
Note: Small sample sizes may produce volatile estimates. These are ACS 5-year estimates with margins of error.
Income & Poverty
Cold Spring's median household income of $80,172 is above the county median ($50,943) and above the national median ($78,538). The poverty rate is 7.6%, below the national average of 8.7%.
Social Security Benefits in Cold Spring
Cold Spring residents in Pulaski County apply for SSDI through Kentucky's Disability Determination Services.
| Metric | Value |
|---|---|
| Initial approval rate | 34% |
| Hearing approval rate | 51% |
| Average wait time (initial) | 132 days |
With an initial approval rate of 34% in Kentucky and an average wait of 132 days, a lot of people do better when they have a disability lawyer on their side. Check out our Kentucky disability overview for more details.
How to Apply for SSDI in Cold Spring
If you live in Cold Spring and believe you qualify for Social Security Disability benefits:
Online
Apply at ssa.gov/applyfordisability - available 24/7.
By Phone
Call the SSA at 1-800-772-1213 (TTY: 1-800-325-0778), Monday-Friday, 8 AM-7 PM.
In Person
Visit your local Social Security office. Find the nearest at secure.ssa.gov/ICON.
If you think you might qualify for benefits, working with a disability advocate can really help your chances.
Frequently Asked Questions
How many people in Cold Spring have a disability?
Based on 2023 Census data, 914 residents of Cold Spring, Kentucky have at least one disability, representing 14.6% of the population of 6,245.
What is the most common disability type in Cold Spring?
The most common type is ambulatory difficulty, affecting 578 residents (9.7%).
What is the SSDI approval rate in Kentucky?
The initial SSDI approval rate in Kentucky is approximately 34%. The hearing-level approval rate averages 51%. Average processing time is 132 days.
How do I apply for SSDI in Cold Spring?
You can apply online at ssa.gov, by calling 1-800-772-1213, or at your local Social Security office. Many applicants benefit from working with a disability lawyer.
What is the median income in Cold Spring?
The median household income in Cold Spring is $80,172.
Nearby Cities - Disability Data
Explore disability statistics for other cities in Pulaski County.
Check If You Qualify for Disability Benefits
Answer a few quick questions to see if you may be eligible for SSDI or SSI. It takes about 2 minutes and it is completely free.
Sources & Methodology
All data for Cold Spring is compiled from official government sources.
- U.S. Census Bureau - American Community Survey 5-Year Estimates, Table S1810 (Disability Characteristics), 2023
- U.S. Census Bureau - American Community Survey 5-Year Estimates, Table DP03 (Selected Economic Characteristics), 2023
- Social Security Administration - SSI Recipients by State and County, 2024
- Social Security Administration - SSDI approval and processing data, Fiscal Year 2024