Types of Disabilities in Silver Bay
Ambulatory difficulty is the most prevalent disability type in Silver Bay, affecting 123 residents (7.6% of the population). People may report more than one disability type.
| Disability Type | Population | % of Total Pop. |
|---|---|---|
| Hearing difficulty | 57 | 3.3% |
| Vision difficulty | 8 | 0.5% |
| Cognitive difficulty | 66 | 4.1% |
| Ambulatory difficulty | 123 | 7.6% |
| Self-care difficulty | 39 | 2.4% |
| Independent living difficulty | 98 | 7.2% |
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- Average wait time: 180 days
- Initial approval rate: 45%
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Disability by Age Group
In Silver Bay, 43.4% of residents age 75 and over report a disability, compared to 4.6% among those under 5.
| Age Group | With Disability | Disability Rate |
|---|---|---|
| Under 5 | 12 | 4.6% |
| 5 to 17 | 12 | 4.4% |
| 18 to 64 | 55 | 8.5% |
| 65 to 74 | 60 | 23.3% |
| 75 and over | 79 | 43.4% |
Disability by Sex
| Sex | With Disability | Rate |
|---|---|---|
| Male | 87 | 10.2% |
| Female | 131 | 15.4% |
Women in Silver Bay have a higher disability rate (15.4%) compared to men (10.2%).
Disability by Race & Ethnicity
| Race / Ethnicity | With Disability | Rate |
|---|---|---|
| White | 203 | 13.0% |
| Black or African American | 0 | N/A |
| Asian | 6 | 50.0% |
| Hispanic or Latino | 9 | 15.8% |
Note: Small sample sizes may produce volatile estimates. These are ACS 5-year estimates with margins of error.
Income & Poverty
Silver Bay's median household income of $70,870 is below the county median ($71,701) and below the national median ($78,538). The poverty rate is 3.2%, below the national average of 8.7%.
Social Security Benefits in Silver Bay
Silver Bay residents in Marshall County apply for SSDI through Minnesota's Disability Determination Services.
| Metric | Value |
|---|---|
| Initial approval rate | 45% |
| Hearing approval rate | 49% |
| Average wait time (initial) | 180 days |
With an initial approval rate of 45% in Minnesota and an average wait of 180 days, a lot of people do better when they have a disability lawyer on their side. Check out our Minnesota disability overview for more details.
How to Apply for SSDI in Silver Bay
If you live in Silver Bay and believe you qualify for Social Security Disability benefits:
Online
Apply at ssa.gov/applyfordisability - available 24/7.
By Phone
Call the SSA at 1-800-772-1213 (TTY: 1-800-325-0778), Monday-Friday, 8 AM-7 PM.
In Person
Visit your local Social Security office. Find the nearest at secure.ssa.gov/ICON.
If you think you might qualify for benefits, working with a disability advocate can really help your chances.
Frequently Asked Questions
How many people in Silver Bay have a disability?
Based on 2023 Census data, 218 residents of Silver Bay, Minnesota have at least one disability, representing 12.8% of the population of 1,703.
What is the most common disability type in Silver Bay?
The most common type is ambulatory difficulty, affecting 123 residents (7.6%).
What is the SSDI approval rate in Minnesota?
The initial SSDI approval rate in Minnesota is approximately 45%. The hearing-level approval rate averages 49%. Average processing time is 180 days.
How do I apply for SSDI in Silver Bay?
You can apply online at ssa.gov, by calling 1-800-772-1213, or at your local Social Security office. Many applicants benefit from working with a disability lawyer.
What is the median income in Silver Bay?
The median household income in Silver Bay is $70,870.
Nearby Cities - Disability Data
Explore disability statistics for other cities in Marshall County.
Check If You Qualify for Disability Benefits
Answer a few quick questions to see if you may be eligible for SSDI or SSI. It takes about 2 minutes and it is completely free.
Sources & Methodology
All data for Silver Bay is compiled from official government sources.
- U.S. Census Bureau - American Community Survey 5-Year Estimates, Table S1810 (Disability Characteristics), 2023
- U.S. Census Bureau - American Community Survey 5-Year Estimates, Table DP03 (Selected Economic Characteristics), 2023
- Social Security Administration - SSI Recipients by State and County, 2024
- Social Security Administration - SSDI approval and processing data, Fiscal Year 2024