Understanding Disability in Clay County
Clay County in Tennessee has a disability rate of 23.1%, which is 10.1 percentage points above the national average of 13.0%. Out of the county's total population of 7,531, 1,737 people report at least one disability.
The most common disability type in Clay County is ambulatory difficulty, affecting 1,058 residents (14.7% of the population).
The median household income is $44,712, below the national median of $78,538. The poverty rate is 14.4%, above the national average of 8.7%.
Types of Disabilities in Clay County
Ambulatory difficulty is the most prevalent disability type in Clay County, affecting 1,058 residents (14.7% of the population). People may report more than one disability type.
| Disability Type | Population | % of Total Pop. |
|---|---|---|
| Hearing difficulty | 379 | 5.0% |
| Vision difficulty | 339 | 4.5% |
| Cognitive difficulty | 705 | 9.8% |
| Ambulatory difficulty | 1,058 | 14.7% |
| Self-care difficulty | 281 | 3.9% |
| Independent living difficulty | 698 | 11.6% |
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- Average wait time: 206 days
- Initial approval rate: 40%
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Disability by Age Group
In Clay County, 60.7% of residents age 75 and over report a disability, compared to 6.7% among those under 5.
| Age Group | With Disability | Disability Rate |
|---|---|---|
| Under 5 | 79 | 6.7% |
| 5 to 17 | 29 | 2.8% |
| 18 to 64 | 817 | 26.4% |
| 65 to 74 | 348 | 31.1% |
| 75 and over | 464 | 60.7% |
Disability by Sex
| Sex | With Disability | Rate |
|---|---|---|
| Male | 710 | 19.8% |
| Female | 1,027 | 26.1% |
Females in Clay County have a higher disability rate (26.1%) compared to males (19.8%).
Disability by Race & Ethnicity
Disability rates vary across racial and ethnic groups in Clay County.
| Race / Ethnicity | With Disability | Rate |
|---|---|---|
| White | 1,601 | 22.5% |
| Black or African American | 43 | 69.4% |
| Asian | 2 | 2.7% |
| Hispanic or Latino | 7 | 4.5% |
Income & Poverty in Clay County
The median household income in Clay County is $44,712, below the national median of $78,538. The poverty rate is 14.4%, above the national average of 8.7%. The unemployment rate stands at 2.4%. For people with disabilities, economic challenges are often amplified.
SSDI in Tennessee
Clay County residents apply for SSDI through the Tennessee Disability Determination Services. Here are the current approval rates and processing times.
| Stage | Tennessee Rate | National Avg. |
|---|---|---|
| Initial Application | 40% | 38% |
| Reconsideration | 17% | ~14% |
| Hearing (ALJ) | 58% | 56% |
| Average Wait (Initial) | 206 days | 227 days |
How to Apply for SSDI in Clay County
Step 1: Check Your Eligibility
To qualify for SSDI, you must have earned enough work credits and have a medical condition preventing substantial gainful activity. In 2024, SGA is defined as earning more than $1,550/month.
Step 2: Gather Medical Evidence
Strong medical documentation is critical. In Tennessee, where only 40% of initial claims are approved, thorough evidence makes the difference.
Step 3: Submit Your Application
Apply online at ssa.gov, by phone at 1-800-772-1213, or at your local Social Security office. The average processing time in Tennessee is 206 days.
Step 4: If Denied, Appeal Promptly
With a 60% denial rate in Tennessee, many applicants will need to appeal. You have 60 days to request reconsideration. At the hearing level, 58% of cases are approved.
Frequently Asked Questions
What is the disability rate in Clay County?
According to the 2023 American Community Survey, 23.1% of the civilian noninstitutionalized population in Clay County has at least one disability, totaling 1,737 residents. This is above the national average of 13.0%.
What is the SSDI approval rate for Clay County residents?
Clay County residents apply through Tennessee's Disability Determination Services. The initial approval rate is approximately 40%, with a hearing-level approval rate of 58%. Average processing takes 206 days.
How long does it take to get SSDI in Tennessee?
The average processing time for initial SSDI applications in Tennessee is 206 days, shorter than the national average of 227 days.
What should I do if my SSDI claim was denied in Clay County?
If denied, you have 60 days to file an appeal. In Tennessee, 58% of cases are approved at the hearing level. Working with a disability lawyer significantly improves your chances.
What is the median income in Clay County?
The median household income in Clay County is $44,712, below the national median of $78,538.
Cities & Towns in Clay County
Explore disability data for individual cities and towns within Clay County.
Check If You Qualify for Disability Benefits
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Sources & Methodology
All data for Clay County is compiled from official government sources.
- U.S. Census Bureau - American Community Survey 5-Year Estimates, Table S1810 (Disability Characteristics), 2023
- U.S. Census Bureau - American Community Survey 5-Year Estimates, Table DP03 (Selected Economic Characteristics), 2023
- Social Security Administration - SSI Recipients by State and County, 2024
- Social Security Administration - SSDI approval and processing data, Fiscal Year 2024