Types of Disabilities in Cowen
Independent living difficulty is the most prevalent disability type in Cowen, affecting 99 residents (20.7% of the population). People may report more than one disability type.
| Disability Type | Population | % of Total Pop. |
|---|---|---|
| Hearing difficulty | 58 | 10.4% |
| Vision difficulty | 23 | 4.1% |
| Cognitive difficulty | 78 | 14.4% |
| Ambulatory difficulty | 63 | 11.6% |
| Self-care difficulty | 10 | 1.8% |
| Independent living difficulty | 99 | 20.7% |
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- Average wait time: 240 days
- Initial approval rate: 34%
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Disability by Age Group
In Cowen, 54.1% of residents age 75 and over report a disability, compared to 12.7% among those under 5.
| Age Group | With Disability | Disability Rate |
|---|---|---|
| Under 5 | 8 | 12.7% |
| 5 to 17 | 15 | 10.1% |
| 18 to 64 | 79 | 38.9% |
| 65 to 74 | 27 | 41.5% |
| 75 and over | 33 | 54.1% |
Disability by Sex
| Sex | With Disability | Rate |
|---|---|---|
| Male | 104 | 33.3% |
| Female | 58 | 23.4% |
Men in Cowen have a higher disability rate (33.3%) compared to women (23.4%).
Disability by Race & Ethnicity
| Race / Ethnicity | With Disability | Rate |
|---|---|---|
| White | 154 | 29.7% |
| Black or African American | 0 | N/A |
| Asian | 0 | N/A |
| Hispanic or Latino | 0 | 0.0% |
Note: Small sample sizes may produce volatile estimates. These are ACS 5-year estimates with margins of error.
Income & Poverty
Cowen's median household income of $30,625 is below the county median ($63,805) and below the national median ($78,538). The poverty rate is 29.2%, above the national average of 8.7%.
Social Security Benefits in Cowen
Cowen residents in Morgan County apply for SSDI through West Virginia's Disability Determination Services.
| Metric | Value |
|---|---|
| Initial approval rate | 34% |
| Hearing approval rate | 57% |
| Average wait time (initial) | 240 days |
With an initial approval rate of 34% in West Virginia and an average wait of 240 days, a lot of people do better when they have a disability lawyer on their side. Check out our West Virginia disability overview for more details.
How to Apply for SSDI in Cowen
If you live in Cowen and believe you qualify for Social Security Disability benefits:
Online
Apply at ssa.gov/applyfordisability - available 24/7.
By Phone
Call the SSA at 1-800-772-1213 (TTY: 1-800-325-0778), Monday-Friday, 8 AM-7 PM.
In Person
Visit your local Social Security office. Find the nearest at secure.ssa.gov/ICON.
If you think you might qualify for benefits, working with a disability advocate can really help your chances.
Frequently Asked Questions
How many people in Cowen have a disability?
Based on 2023 Census data, 162 residents of Cowen, West Virginia have at least one disability, representing 28.9% of the population of 560.
What is the most common disability type in Cowen?
The most common type is independent living difficulty, affecting 99 residents (20.7%).
What is the SSDI approval rate in West Virginia?
The initial SSDI approval rate in West Virginia is approximately 34%. The hearing-level approval rate averages 57%. Average processing time is 240 days.
How do I apply for SSDI in Cowen?
You can apply online at ssa.gov, by calling 1-800-772-1213, or at your local Social Security office. Many applicants benefit from working with a disability lawyer.
What is the median income in Cowen?
The median household income in Cowen is $30,625.
Nearby Cities - Disability Data
Explore disability statistics for other cities in Morgan County.
Check If You Qualify for Disability Benefits
Answer a few quick questions to see if you may be eligible for SSDI or SSI. It takes about 2 minutes and it is completely free.
Sources & Methodology
All data for Cowen is compiled from official government sources.
- U.S. Census Bureau - American Community Survey 5-Year Estimates, Table S1810 (Disability Characteristics), 2023
- U.S. Census Bureau - American Community Survey 5-Year Estimates, Table DP03 (Selected Economic Characteristics), 2023
- Social Security Administration - SSI Recipients by State and County, 2024
- Social Security Administration - SSDI approval and processing data, Fiscal Year 2024