Understanding Disability in St. Croix County
St. Croix County in Wisconsin has a disability rate of 9.9%, which is 3.1 percentage points below the national average of 13.0%. Out of the county's total population of 94,116, 9,333 people report at least one disability.
The most common disability type in St. Croix County is cognitive difficulty, affecting 3,586 residents (4.0% of the population).
The median household income is $102,482, above the national median of $78,538. The poverty rate is 4.8%, below the national average of 8.7%.
Types of Disabilities in St. Croix County
Cognitive difficulty is the most prevalent disability type in St. Croix County, affecting 3,586 residents (4.0% of the population). People may report more than one disability type.
| Disability Type | Population | % of Total Pop. |
|---|---|---|
| Hearing difficulty | 3,152 | 3.3% |
| Vision difficulty | 1,304 | 1.4% |
| Cognitive difficulty | 3,586 | 4.0% |
| Ambulatory difficulty | 3,542 | 4.0% |
| Self-care difficulty | 1,668 | 1.9% |
| Independent living difficulty | 2,660 | 3.7% |
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- Average wait time: 203 days
- Initial approval rate: 44%
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Disability by Age Group
In St. Croix County, 42.1% of residents age 75 and over report a disability, compared to 3.7% among those under 5.
| Age Group | With Disability | Disability Rate |
|---|---|---|
| Under 5 | 654 | 3.7% |
| 5 to 17 | 1,124 | 6.4% |
| 18 to 64 | 3,743 | 9.4% |
| 65 to 74 | 1,733 | 18.9% |
| 75 and over | 2,078 | 42.1% |
Disability by Sex
| Sex | With Disability | Rate |
|---|---|---|
| Male | 5,175 | 11.0% |
| Female | 4,158 | 8.9% |
Males in St. Croix County have a higher disability rate (11.0%) compared to females (8.9%).
Disability by Race & Ethnicity
Disability rates vary across racial and ethnic groups in St. Croix County.
| Race / Ethnicity | With Disability | Rate |
|---|---|---|
| White | 8,699 | 9.9% |
| Black or African American | 150 | 24.8% |
| Asian | 27 | 3.0% |
| Hispanic or Latino | 157 | 5.7% |
Income & Poverty in St. Croix County
The median household income in St. Croix County is $102,482, above the national median of $78,538. The poverty rate is 4.8%, below the national average of 8.7%. The unemployment rate stands at 1.4%. For people with disabilities, economic challenges are often amplified.
SSDI in Wisconsin
St. Croix County residents apply for SSDI through the Wisconsin Disability Determination Services. Here are the current approval rates and processing times.
| Stage | Wisconsin Rate | National Avg. |
|---|---|---|
| Initial Application | 44% | 38% |
| Reconsideration | 21% | ~14% |
| Hearing (ALJ) | 52% | 56% |
| Average Wait (Initial) | 203 days | 227 days |
How to Apply for SSDI in St. Croix County
Step 1: Check Your Eligibility
To qualify for SSDI, you must have earned enough work credits and have a medical condition preventing substantial gainful activity. In 2024, SGA is defined as earning more than $1,550/month.
Step 2: Gather Medical Evidence
Strong medical documentation is critical. In Wisconsin, where only 44% of initial claims are approved, thorough evidence makes the difference.
Step 3: Submit Your Application
Apply online at ssa.gov, by phone at 1-800-772-1213, or at your local Social Security office. The average processing time in Wisconsin is 203 days.
Step 4: If Denied, Appeal Promptly
With a 56% denial rate in Wisconsin, many applicants will need to appeal. You have 60 days to request reconsideration. At the hearing level, 52% of cases are approved.
Frequently Asked Questions
What is the disability rate in St. Croix County?
According to the 2023 American Community Survey, 9.9% of the civilian noninstitutionalized population in St. Croix County has at least one disability, totaling 9,333 residents. This is below the national average of 13.0%.
What is the SSDI approval rate for St. Croix County residents?
St. Croix County residents apply through Wisconsin's Disability Determination Services. The initial approval rate is approximately 44%, with a hearing-level approval rate of 52%. Average processing takes 203 days.
How long does it take to get SSDI in Wisconsin?
The average processing time for initial SSDI applications in Wisconsin is 203 days, shorter than the national average of 227 days.
What should I do if my SSDI claim was denied in St. Croix County?
If denied, you have 60 days to file an appeal. In Wisconsin, 52% of cases are approved at the hearing level. Working with a disability lawyer significantly improves your chances.
What is the median income in St. Croix County?
The median household income in St. Croix County is $102,482, above the national median of $78,538.
Cities & Towns in St. Croix County
Explore disability data for individual cities and towns within St. Croix County.
Check If You Qualify for Disability Benefits
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Sources & Methodology
All data for St. Croix County is compiled from official government sources.
- U.S. Census Bureau - American Community Survey 5-Year Estimates, Table S1810 (Disability Characteristics), 2023
- U.S. Census Bureau - American Community Survey 5-Year Estimates, Table DP03 (Selected Economic Characteristics), 2023
- Social Security Administration - SSI Recipients by State and County, 2024
- Social Security Administration - SSDI approval and processing data, Fiscal Year 2024